Loans come in handy when you need to cover a financial need. Thanks to the growing popularity of peer-to-peer lending companies, anyone can get a personal loan for various reasons within minutes. Judging by the endless list of lenders, finding the best or rather, most appropriate, lender for your...
Finance
Most retired employees tend to use savings and pension funds to acquire investments to increase these funds to lifelong income. Given this criterion, most employees sign up for a 401(k) plan, an organization-sponsored investment account offered by American employers serving as a retirement saving plan for employees. With this,...
For many people, a car means freedom and flexibility to move around. It is also an asset to others as it can be used to secure a car title loan. As economic condition woes worsen, loan contracts can become unfavorable and repayments difficult. The process of “refinancing a car...
Across the United States, even though interest rates are up more than double from their pandemic lows, 60% of homes are still selling in under a month. Typically, in most major metro areas, good homes are under contract in just a couple of weeks. If you’re shopping for a new home in 2024, you need to act quickly – and that means getting a pre-approval letter from your mortgage lender to make sure you’re ready to put an offer in. But first, a pre-approval letter is different from a...
Your first credit card is a solid introduction to the wonderful world of credit. With it, you’re introduced to points, cash back and credit maintenance. Usually, your first credit card will have a fairly low credit limit, somewhere in the realm of $500-$1,000 – or it might even have a cash security deposit. In contrast, your second credit card will usually have a higher credit limit, better rewards and maybe even a sign-on bonus. There aren’t any hard-and-fast rules for the required minimum credit score for a second credit...
The used car market is cooling down, which means it’s getting easier to find used cars for less money – including “500 down car dealerships,” where the dealership will let you take out a loan for as little as $500 down. If you’ve found yourself asking, “Can I get a car for $500 down?” then you’ve come to the right place. We’ll guide you to some resources that could help get you in a car as quickly as possible. From February 2019 to March 2021, the average price for...